“credit rationing”的概念、定义、翻译、参考文献-科学参考

单词	credit rationing
释义	credit rationing Encyclopedia 管理学农村金融释 credit rationing信贷配给即使借款人愿意支付规定的利率乃至更高的利率，贷款人也不愿发放贷款或发放贷款的数额小于申请贷款额的情形。又称信用配给。法学货币法释 credit rationing信贷配给制按照给定的利率条件，在信贷市场存在贷款超额需求的状况下，贷方根据借方的身份、信用状况等非利率因素配置有限可贷资金的信贷制度。
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