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等待期条款
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等待期条款
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waiting period clause
等待期条款
保险人为了消除既往疾病的影响,在保险合同中预先设定一个期间,在此期间内因疾病导致的保险事故保险人不予赔付的条款。是健康保险合同中的常见条款。又称免责期条款、观察期条款。
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