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微观审慎监管
通过跟踪资本充足率、拨备覆盖率、不良贷款率等一系列监管指标的发展变化来监测和发现金融机构存在的风险,并通过非现场监管和现场检查的方式促进金融机构建设,只针对单个金融机构的稳健运营而进行监管的模式。
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