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年金化谜题
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年金化谜题
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经济学
保险市场
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annuitization puzzle
年金化谜题
传统经济学理论认为,对于不存在遗产动机的居民,用其所有财富购买年金产品能提升终身效用水平,但是在现实中存在人们将财富进行“年金化”的程度很低的谜题。
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