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保费自动垫交条款
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保费自动垫交条款
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〔人身保险合同条款〕
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automatic premium loan provision
保费自动垫交条款
投保人按期交费满一定时期后因故未能在宽限期内交付保险费时,如果保单现金价值充足,保险人可以将现金价值自动贷给投保人抵交保险费,使保单继续有效的人身保险合同条款。属于非法定保险条款,保险双方可通过协商选择使用。
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