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third party liability insurance
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third party liability insurance
第三者责任险
以被保险人对第三者依法应负的赔偿责任为保险标的的保险。狭义的第三者责任险,一般专指机动车第三者责任保险(简称三责险),指被保险人或其允许的合格驾驶人员在使用车辆过程中发生意外事故,致使第三者人身伤亡或财产损失,依法应当由被保险人承担的经济赔偿责任,保险人根据保险合同给予赔偿的一种保险。
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