“medical insurance moral hazard”的概念、定义、翻译、参考文献-科学参考

单词	medical insurance moral hazard
释义	medical insurance moral hazard Encyclopedia 经济学健康保险释 medical insurance moral hazard医疗保险道德风险医疗报销补偿患者后，产生医疗卫生服务对于患者的价值小于医疗卫生服务真正价值的道德风险。即医疗保险补偿患者部分医疗卫生服务费用后，导致患者实际支付的医疗卫生服务价格降低，价格替代效应的作用导致患者反而增加更多的医疗卫生服务使用。
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